Terms & Conditions of Service

2. Eligibility & Account Verification

You must be at least 18 years of age and possess the legal capacity to enter into binding financial contracts. By opening an account, you warrant that all submitted Know Your Customer (KYC) documentation is accurate, complete, and legally valid.

3. Account Security & Maintenance

You agree to maintain the strict confidentiality of your account credentials, security PINs, and Two-Factor Authentication (2FA) tokens. You agree to:

• Provide true and accurate identity information during onboarding.
• Maintain the security of your private access credentials and email addresses.
• Promptly notify our support desk upon discovering any unauthorized account activity or security breach.
• Accept sole responsibility for all actions executed under your authenticated account.

4. Market Execution & Risk Disclosure

Trading financial instruments, digital assets, commodities, and derivatives involves substantial risk of capital loss. Market volatility, liquidity gaps, and network latency can impact trade execution prices. Fulcrum Digital-Inc provides execution and automated portfolio tools but does not provide personalized financial advice.

5. Savings & Investment Accounts

Subscribed savings tiers yield interest based on prevailing algorithmic distribution rates. Funds held in savings plans are subject to account duration rules, automated daily interest accruals, and withdrawal policies set by institutional risk frameworks.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Fulcrum Digital-Inc, its officers, directors, and liquidity partners shall not be liable for any indirect, incidental, special, or consequential damages resulting from platform downtime, market slippage, or third-party network disruptions.

7. Account Termination & Governance

We reserve the right to suspend or terminate accounts that engage in fraudulent behavior, market manipulation, or violations of AML/Sanctions compliance protocols, without prior notice.

8. Inquiries & Contact Information

If you have questions regarding these Terms & Conditions, please reach out to our client services team at: